Kathryn Romaguera

Interests: Student Life, Personal Finance, Scholarships, Budgeting

Kathryn Romaguera is a freshly minted graduate who has personally navigated the labyrinth of student loans. Leveraging her unique experiences and fresh insights, she assists current students in sidestepping common missteps.

Articles By This Author

The Cosigner Conundrum: When You Need One and How to Choose Wisely
Loan Evaluation & Cosigning

The Cosigner Conundrum: When You Need One and How to Choose Wisely

Navigating the cosigner maze? Our post unpacks the must-knows of cosigner roles and when youll need one for student loans. Dive into real-life scenarios, take our cosigner quiz, and get savvy with our honest talk tips and essential checklist. Plus, share your cosigner story in our community poll!

Federal Student Loans and Your Credit Score: What You Need to Know
Understanding Student Loans Loan Evaluation & Cosigning Interest Rates & Calculations

Federal Student Loans and Your Credit Score: What You Need to Know

Get savvy with your student loans and credit score! Dive into our interactive quizzes, FAQs, and tools designed to help you understand and manage your credit. Plus, watch videos for tips on choosing repayment plans and keeping your credit score healthy post-grad.

Behind the Scenes of Financial Aid Disbursement: When and How Does it Happen?
Understanding Student Loans FAFSA & Financial Aid

Behind the Scenes of Financial Aid Disbursement: When and How Does it Happen?

Get an inside look at Financial Aid Disbursement in our latest post! We cover the what, when, and how, along with key dates and steps in the process. Plus, we tackle common issues, post-disbursement actions, and tips for effective management. Don't miss our handy checklist and FAQs!

Unmasking Student Loan Costs: What Factors Increase Your Total Loan Balance?
Understanding Student Loans Loan Balance & Cost Reduction

Unmasking Student Loan Costs: What Factors Increase Your Total Loan Balance?

Unmask the true cost of your student loan! Explore how principal, interest rates, and fees shape your total balance. Learn the impact of different repayment plans, loan deferment, and forbearance. Plus, glean strategies to manage and even reduce your loan. Dive in now!

The Multi-Use Benefit of Student Loans: What Can They Be Used For?
Understanding Student Loans

The Multi-Use Benefit of Student Loans: What Can They Be Used For?

Get the lowdown on student loans! Learn what they are, what they can cover—from textbooks to transport—and what they shouldn't be used for (vacations, anyone?). We debunk common myths and give tips on smart usage. Become a savvy borrower with Need Student Loan!

Graduated Repayment for Student Loans: How Does it Work?
Loan Repayment & Cost Management

Graduated Repayment for Student Loans: How Does it Work?

Unravel the workings of Graduated Repayment for student loans in our latest blog post. Learn how it starts with lower payments that increase over time, and whether it's right for you. Weigh the pros and cons, and get guidance on choosing the right plan. Be money smart!

Understanding Loan Maturity Dates: How Long Until Your Student Loan is Paid Off?
Understanding Student Loans Loan Repayment & Cost Management Loan Age Requirements & Maturity Dates

Understanding Loan Maturity Dates: How Long Until Your Student Loan is Paid Off?

Dive into the world of student loan maturity dates and learn how they impact your repayment plans. This post covers everything from understanding loan terms to calculating maturity dates, and even offers tips to pay off your loan faster. Get savvy about your student loans!